# Payment Requests > Tagline: Simplify XRPL Payments with Seamless Requests ### Overview The Joey Payment Request Tool enables developers and merchants to issue payment requests to Joey Wallet users on the XRP Ledger. Designed for speed and ease, this tool allows businesses to generate standardized payment requests that users can approve via Joey Wallet, leveraging the XRPL’s 3-5 second transaction settlement for near-instant payments. ### Key Features * Standardized Requests: Create payment requests with predefined amounts, destinations, and memos. * WalletConnect Support: Users approve requests securely via QR code scanning in Joey Wallet. * Customizable: Add metadata like invoice IDs or product details for seamless merchant integration. * Low Fees: Leverage XRPL’s minimal transaction costs (fractions of a cent). * Multi-Asset Support: Request payments in XRP or any XRPL-issued token. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.joeywallet.xyz/other-resources/payment-requests.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.